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If you are looking for a good credit card deal, then you need to know something about APR. The APR is a measure of the cost of credit, expressed as a yearly interest rate. Check out the "periodic rate," too. That's the rate the issuer applies to your outstanding balance to figure the finance charge for each billing period. For example, if you have an outstanding balance of $2,000, with 18.5 percent interest and a low minimum monthly payment, it would take over 11 years to pay off the debt and cost you an additional $1,934 just for interest, which almost doubles the total cost of your original purchase. Now you have to find the best credit card deal with the lowest APR. And the best way to go about that is to compare different offers and packages to find the best terms and conditions for you.
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